Aligned Money Mindset

Align your spending with your goals to build the life you want

Aligned Spending Plan

Free spending plan

The spending plan I used to pay off $30,000 in 18 months

A paycheck-by-paycheck Google Sheet that tells your money where to go — so you stop wondering where it went. Free, and yours to keep.

Built around your paycheck dates, not a calendar month
A filled-in sample plan so you can see how it works
A Mid-Month Rejig tab for the months that go sideways
A short walkthrough video — set it up in one sitting
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Does this sound familiar?

I have no idea where my money is going.
I’ll start working on my finances when I make more money.
I’m tired of living paycheck to paycheck.
Every time I try to save, something happens and I have to spend it.

What if you had a plan that told your money where to go — before the month started?

Caro working on the Aligned Spending Plan at her laptop
Who made this

I built this for myself first

I used to leave the bills unopened. I’d set up a budget, feel good for a week, and then something would come up short — and I’d stop looking.

This sheet is what finally worked: paycheck by paycheck, every dollar assigned before it arrived. It’s how I paid off more than $30,000 in eighteen months and started building wealth instead of catching up.

I’m a money coach now. This is the first thing I hand anyone.

Caro
“Her knowledge, passion and guidance gave me the tools and confidence I lacked and needed to learn to make better financial choices and plan ahead.”
Dani · Coaching client

Start telling your money where to go

Free Google Sheet, a filled-in example, and a walkthrough video. No cost, no catch.

Send me the spending plan